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4 POINT INSPECTION
What is a 4 point inspection?
A 4-point inspection is a type of home inspection commonly required by insurance companies, particularly for older homes. It focuses on four major components of the property to assess their condition and safety.
WHAT IS THE PURPOSE OF A 4 POINT INSPECTION
Many insurance companies in Florida, especially for homes older than 30 years, require a 4-point inspection as part of the underwriting process to assess risk before providing coverage.
Identifies and evaluates the condition of major systems in the home, helping insurers determine possible risks associated with the property.
Offers homeowners insights into the state of their home’s critical systems, potentially preempting issues that may require costly repairs in the future.
AREAS OF THE HOME WE INSPECT
- Roof: Assessing the age, condition, and materials of the roof. Inspectors look for signs of wear, damage, and potential leaks.
- Electrical System: Evaluation of the electrical panel, wiring, outlets, and connections. Inspectors check for outdated wiring, proper grounding, and any code violations.
- Plumbing System: Examination of the plumbing pipes, fixtures, and water heater for leaks, corrosion, and proper functionality.
- HVAC System: Inspection of the heating and cooling systems to ensure they are operational and safe, checking for maintenance needs.
